Effective Date: June 1, 2026

    Benchmark Roofers (“we,” “our,” or “us”) provides roofing, siding, gutter, and exterior remodeling services, including assistance with insurance-related roofing and siding claims. This Insurance Disclaimer explains the scope and limitations of our involvement in insurance claims.

    By using our website or services, you acknowledge and agree to the terms outlined below.

    1. Not an Insurance Company

    Benchmark Roofers is a licensed exterior remodeling contractor and is not an insurance company, insurance agent, or insurance adjuster.

    We do not:

    • Issue insurance policies
    • Approve or deny insurance claims
    • Determine coverage eligibility
    • Guarantee insurance payouts

    All insurance decisions are made solely by your insurance provider.

    2. Insurance Claim Assistance Services

    We may assist homeowners by:

    • Conducting roof and exterior inspections
    • Documenting property damage
    • Providing repair estimates
    • Meeting with insurance adjusters upon request
    • Assisting in presenting information related to storm or damage claims

    Our role is strictly limited to construction and documentation support, not insurance decision-making.

    3. No Guarantee of Claim Approval

    While we may assist in the claims process, we do not guarantee:

    • Claim approval
    • Approval of full replacement vs. partial repair
    • Coverage of specific damages
    • Final settlement amounts

    Insurance outcomes depend entirely on your insurance provider’s evaluation.

    4. Estimates Are Not Insurance Decisions

    Any estimates provided by Benchmark Roofers:

    • Are for repair/replacement work only
    • Do not represent insurance approval
    • May differ from your insurance company’s valuation

    Final settlement amounts are determined by your insurance carrier.

    5. Third-Party Insurance Adjusters

    We may meet or communicate with insurance adjusters at your request.

    However:

    • We do not act on behalf of the insurance company
    • We do not influence claim approval decisions
    • We do not have authority over adjuster findings

    All parties maintain independent responsibilities.

    6. Storm Damage and Natural Events

    We often assist homeowners after:

    • Wind damage
    • Hail damage
    • Storm-related roof issues

    However, natural events and insurance coverage interpretation vary, and results are not guaranteed.

    7. No Legal or Insurance Advice

    Benchmark Roofers does not provide:

    • Legal advice
    • Insurance policy interpretation
    • Claims dispute representation

    For legal or insurance coverage disputes, you should consult a licensed attorney or insurance professional.

    8. Limitation of Responsibility

    Benchmark Roofers is not responsible for:

    • Denied insurance claims
    • Reduced settlements
    • Coverage exclusions
    • Delays in claim processing

    Your insurance provider retains full authority over all claim decisions.

    9. Contact Information

    If you have any questions about this disclaimer or our services, please contact us:

    Benchmark Roofers

    ADDRESS: 500 Giddings Ave Annapolis, MD 21401

    Phone: 443-454-1293

    Email: info@benchmarkroofers.com